Publications
Publications sorted by publication date
Open Banking for SMEs - Enhancing financial services for the backbone of Europe's economy
April 2022
EBA CBCS – Common Baseline Classification Standard for Corporate-to-Bank KYC in low-risk situations
A harmonised set of datapoints for a standard corporate-to-bank KYC process in low-risk situations
March 2022
CBDC, stablecoins and beyond: a deep dive into new forms of digital money
The latest report by the Cryptotechnologies, Smart Payments and Stablecoins Working Group provides an overview of current developments in CBDC and stablecoins and explores how banks can prepare for their implementation.
August 2021
The Covid-19 Pandemic and the Liquidity Management Ecosystem: Where to go from here
This short paper by the EBA Liquidity Management Working Group highlights the major trends in the liquidity management ecosystem that the pandemic helped crystallise and outlines the questions that financial institutions will have to address as they continue to support their corporate clients.
June 2021
Ready or not? Gearing the bank operating model towards digital and Open Banking readiness
The EBA Open Banking Working Group investigates both the implications of digital readiness at large, and more specifically, the requirements for successfully initiating Open Banking on an operating model.
June 2021
Request to Pay: what corporates want
Report on the findings of the EBA Request to Pay Survey
May 2021
EBA at a glance - interactive flyer
Compact overview of the EBA, its work streams and the topics they cover
March 2021
Summary Retail Payments Strategy
As part of its monitoring work, the PRSB has started to look into the Digital Finance Package, focussing most importantly working on the RPS. As part of this analysis, the group created an objective summary of the Retail Payments Strategy.
March 2021
Digital currencies: a first look at potential opportunities and challenges for banks
The latest report of the EBA Cryptotechnologies, Smart Payments, and Stablecoins Working Group
November 2020
The future of European payments: strategic choices for banks
A joint white paper by the Euro Banking Association and McKinsey & Company
November 2020
SMART2: Gift Cards - A Gift for Fraudsters?
The paper examines why and how closed-loop gift cards are vulnerable to fraud.
November 2020
SMART2 Note on Optional Fraud Information Field
This recommendation note on the introduction of an optional fraud information field for SEPA Instant Credit Transfers promotes the transport of contextual information from originator PSP to beneficiary PSP.
October 2020
Enhancing liquidity management with the support of advanced data analytics
The latest report of the EBA Liquidity Management Working Group
July 2020
Digital trust and the banking sector: towards a trust advantage in the digital economy
The latest report of the EBA Open Banking Working Group
January 2020
How to report e-money transactions under the EBA Fraud Reporting Guidelines. Open questions around e-money definition
Banks from nine EU countries have endorsed a note seeking clarification on the definition of e-money transactions and the related fraud reporting requirements issued by the European Banking Authority.
November 2019
Begrüßungsansprache, Payments Konferenz, Euro Finance Week 2019
Wolfgang Ehrmann, Chairman of the Board, welcomes the participants of the Payments Konferenz in Frankfurt on 20 November 2019 (in German)
November 2019
Keynote remarks, Payments Risk Symposium, TCH and bpi, Annual Conference 2019
Secretary General Thomas Egner delivers the keynote remarks at the Payments Risk Symposium in New York on 19 November 2019
September 2019
Impact of instant payment and intraday liquidity on the corporate liquidity management ecosystem
EBA Liquidity Management Working Group
September 2019
The Internet of Things and Smart Payments
June 2019
Artificial Intelligence in the era of Open Banking
EBA Open Banking Working Group
April 2019
How banks can harness technology for the benefit of the corporate liquidity management ecosystem
EBA Liquidity Management Working Group
Log in to download double page PDF with member login